Utilizing Mortgage Refinancing in 2025
Mortgage refinancing can be a great financial option for various reasons. Some homeowners believe that refinancing is only possible when their mortgage term ends, but in reality, you can refinance […]
How Should You Prepare for Your Mortgage Renewal?
Many Canadians are approaching their mortgage renewal period this year. However, simply waiting until the renewal date arrives is not the best approach. The sooner you start preparing, the more […]
5 Benefits First-Time Homebuyers Shouldn’t Miss!
Buying your first home is a significant milestone in life! If you’re considering your budget and the type of home you want, here’s an update on the latest benefits available […]
2025, Bank of Canada Interest Rate Announcements: 8 Key Opportunities to Watch
In 2025, the Bank of Canada (BoC) is set to deliver eight key interest rate announcements, signaling important information about the domestic economy. These announcements have a direct and indirect […]
New Mortgage Renewal Policy : No Stress Test Required
Since November 21, 2024, a newly implemented government policy has brought great news for those considering mortgage renewal. Now, when transferring an existing mortgage to another bank under the same […]
3 Benefits of Mortgage Pre-Approval
Mortgage pre-approval is a process where a lender reviews the submitted documents based on your current income and credit history and then confirms your loan eligibility and loan amount in […]
Mortgage Interest Strategy for Buying a Home in 2024
Many people are currently concerned about mortgage interest rate changes in 2024. As the economic situation continues to evolve, the impact these changes have on homebuyers and homeowners is crucial. […]
Closing Costs You Must Know When Buying a Home
When purchasing a home, many buyers have their down payment plan well-prepared, but they often forget about the additional costs involved. I will guide you through these closing costs in […]
Insured Mortgage Policy Change
An insured mortgage refers to a mortgage where customers who make a down payment of less than 20% pay an insurance premium. This is a policy aimed at minimizing the […]
